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About PayPal

PayPal is a subsidiary company of eBay, the well-known internet auction site. It was originally set up to allow secure transfer of funds between users of the auction site but has developed into a worldwide means for buyers to use their credit or debit cards securely to pay sellers who do not have facilities to accept such payments directly.

PayPal acts as an intermediary between buyer and seller. The buyer pays the agreed amount to PayPal, using his credit/debit card and PayPal then transfers the credit to the seller's PayPal account. The seller can use the credit to purchase items via PayPal or can transfer the funds to his bank account.

The service is entirely free to the buyer. PayPal deducts all the transfer and currency exchange costs from the seller's account. Because of this, I have to make a surcharge of GBP 2.00 on PayPal transactions.

Registering with PayPal

Both buyer and seller must be registered with PayPal before a transaction can take place. To register, go to https://www.paypal.com.

Click on Sign Up Now! This takes you to the Personal Account Sign Up page. Complete the form on this page only if you are a US resident, then click on the Sign Up button at the bottom right of the page 

If you are not a US resident, click on the Non-US Sign Up link near the top right of the Personal Account Sign Up page for US residents. This takes you to the first Non-US Sign Up page. On this page, choose your country of residence from the pop-down list and click on the Continue button. This takes you to the Non-US Personal Account Sign Up page proper. Complete the form on this page and click on the Sign Up button at the bottom right of the page.

You must complete the form exactly as PayPal requires otherwise you'll need to have another try at the entries you made that were not to PayPal's satisfaction. For example, the usual international expressions of my phone number are +44 (0)1943 831935 or 044 1943 831935. PayPal will accept only 44 in the first field on the form and 1943831935 (no space) in the second. At this stage, the site is slow, presumably because of security checks etc, and the process can be frustrating.

Passwords can also be a problem. My first choice was rejected and it seems hardly credible that there is someone else out there who shares my name and choice of 11 character password. It seems your password itself may have to be unique.

Once you have completed the form to PayPal's satisfaction, your troubles are over. Everything else is straightforward.

In order to make a payment via PayPal, you will also need to know that the email address I have registered with PayPal is

Note: the above email address is a graphic and cannot be used as a link.


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Last modified: 13 June 2008